Debit Products and Services
Visa debit cards are safer than carrying cash, more convenient than writing checks and provide accountholder benefits that cash and checks don’t offer. Available at tens of millions of merchants worldwide, Visa debit cards allow consumers to pay directly from funds in a checking or bank deposit account (current account) for goods and services – from monthly bills or online purchases to groceries or gas. Transactions are automatically deducted from a bank or checking account and typically posted within 36 hours of purchase, helping accountholders track and manage expenses, all with the same protections that consumers enjoy on Visa credit cards. Visa debit cards offer security protections that help prevent, detect and resolve fraud, including continuous fraud monitoring and coverage by Visa’s Zero Liability1 policy, which protects accountholders from unauthorized charges.
Visit our accountholder gateway page to learn more about Visa payment products in your country/region.
1Visa's Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.