Visa's payment solutions deliver choice, convenience and control to consumers.
The Way the World Pays
Consumers choose Visa because our products are smarter and safer than cash, and they give consumers powerful tools to track and manage their spending.
Choice: Pay Now, Pay Later, Pay Before
Visa Inc. is one of the world's leading payments companies, not simply a credit card organization. Visa offers its more than 16,000 financial institution customers a broad range of payment platforms that allow consumers to pay now (debit), pay later (credit) or pay before (prepaid).
The flexibility of Visa’s technology and partner strategy enables issuing banks to offer choices for each individual’s evolving payment needs. Customer services can include 24/7 multilingual assistance, concierge services and online account management. Loyalty features can range from mileage awards to merchant discounts or cash-back programs. Payment devices can include not only magnetic stripe cards, but EMV contact and contactless chips in cards and mobile devices. Visa also offers premium credit products, such as Visa Signature and Visa Infinite, which target affluent consumers with tailored rewards specific to their lifestyles and interests.
Convenience: Any time, Anywhere, Any Way
Visa offers consumers a single global currency that works virtually anywhere, any time, in any way. Visa users value its worldwide convenience and ease of use, with unsurpassed acceptance in more than 170 countries. Visa’s leadership in reliability and global payment standards means that consumers trust Visa products to work around the clock, worldwide.
Visa's vision for payments transforms the point of sale to a point of service and convenience. With new technologies for mobile devices, Visa can be used virtually anywhere, not only to complete payment but also to access a growing range of information and other services.
Control
Visa offers greater control and convenience than cash. Account management through Internet technologies, 24/7 telephone service centers and issuer offices gives consumers powerful tools to track and manage spending. State-of-the-art security features, such as Verified by Visa and Visa's vigilant neural network technology, help safeguard cardholder funds in ways that cash or checks cannot.
February 2008