Authorize.net’s acquirer agnostic payment gateway delivers simple, secure and scalable solutions

Our modular, integrated payment services platform can help you grow your business. 

Easy and fast

Get up and running quickly with intuitive tools, fast onboarding and frictionless checkout — so you can start accepting payments without delay.

Smart

Make smarter decisions with built-in automation, tokenization and recurring billing that help reduce churn, increase approvals and simplify payment management.

Secure

Protect every transaction with advanced fraud filters, encrypted data and Visa-backed infrastructure — security that works quietly in the background.

CASE STUDY

Helping Ella & Iris Home grow with confidence

See how our secure and dependable platform for accepting payments helps this small business build customer trust and peace of mind.

How it works

Authorize.net processes transactions by securely transmitting payment information from the merchant’s bank for authorization and settlement. Our solutions offer encryption, fraud protection and business system integration, allowing merchants to manage payments efficiently. 

Step 1: Customer pays

Your customer initiates a payment using a card, digital wallet, eCheck or recurring billing — online, in-person or via mobile.

Step 2: Payment is securely transmitted

Authorize.net encrypts and transmits the payment data to the processor and issuing bank for authorization — fast, secure and PCI-compliant.

Step 3: Transaction is authorized and settled

Once approved, funds are transferred to your account. Authorize.net handles settlement, fraud screening, and reporting — so you can focus on running your business.

One connection, a suite of seamless payment tools

Help your business grow faster or keep your merchants for longer with tools that increase acceptance, automate fraud prevention and create great customer experiences.

Let’s chat about the right solutions for you

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