• Empower your cardholders with Visa Transaction Controls

    Help your cardholders stay in control of their finances through your app.

Provide more control and visibility to cardholders with Visa Transaction Controls

Need a smart, simple way to help cardholders manage transactions and spending? Visa Transaction Controls helps issuers engage cardholders through digital innovations that boost financial well-being and peace of mind.

Near real-time card management

Cardholders can enable or disable their cards via the issuer’s mobile app, providing more control in case of loss or theft.

Customizable spending controls

Users can set up spending limits and notifications by transaction amount, budget, merchant category or transaction type.

Flexible integration for the issuer

Visa Transaction Controls offers scalable APIs and an SDK option that allows issuers to seamlessly incorporate these controls into their existing digital platforms.

Easily enhance your digital capabilities with scalable and flexible APIs and SDKs

Visa Transaction Controls delivers highly customizable API-driven controls supported by SDKs to ensure fast implementation, exceptional fraud detection and a seamless cardholder experience. With Visa as your partner for transaction controls, you can support transactions across VisaNet and supported non-Visa networks alike — delivering network-agnostic performance with near real-time processing, global scale and proven reliability.

Fraud prevention

Avoid unauthorized transactions

Empowering cardholders with access to spending controls in your mobile app helps reduce unauthorized transactions and associated losses.

Operational efficiency

Reduce customer service calls

Near real-time notifications of suspicious card activity can help reduce strain on your customer service resources, which may lead to significant cost savings.

Card preference

Build long-term loyalty

Providing cardholders with tools to manage and control their spending in the moment can help foster trust and strengthen the customer relationship.

Competitive differentiation

Demonstrate industry leadership

Offering advanced digital features positions issuers as innovative leaders and gives cardholders another practical reason to use your card.

Start implementing Visa Transaction Controls today

All the documentation your engineers need to transform your mobile app into a financial command and control center is available through the Visa Developer Center.

Visit Visa Developer Center