Central Banking in the Age of AI: Independence, Oversight, and the Value of Human Judgment

Todd Fox speaks with Peter Conti‑Brown on how artificial intelligence is reshaping central banking—and why human judgment, accountability, and institutional independence still matter.
03/20/2026   |    minute read

Episode notes

In this episode of Policy Sandbox, Todd Fox, President of the Visa Economic Empowerment Institute, sits down with Professor Peter Conti‑Brown, one of the world’s leading thinkers on central banking and financial regulation. Their conversation explores how artificial intelligence is challenging long‑standing assumptions about independence, accountability, and expertise in financial policymaking—and where human judgment remains essential.

The episode also looks beyond institutions to people and businesses, as Todd visits Cable Car Clothiers, a third‑generation San Francisco small business. His conversation with owner Jonathan Levin highlights how human connection and creativity continue to define value in an increasingly automated world. Together, these perspectives underscore how technology can enhance decision‑making, but it cannot replace the human elements of authenticity, resilience, and trust.


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About Visa Economic Empowerment Institute

Visa Economic Empowerment Institute addresses global issues affecting digital equity and inclusion, trade and commerce.

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