Visa Spotlights returns with an insightful episode examining the forces reshaping digital payments as we enter 2026. In this conversation, host Dan Baxter, Vice President of Corporate Communications for Central and Eastern Europe, Middle East & Africa (CEMEA), sits down with Tareq Muhmood, Visa’s Regional President for CEMEA, to explore what’s driving the next wave of digital commerce across one of the world’s most dynamic regions.
Across CEMEA, technology innovation, evolving consumer expectations, and stronger collaboration between public and private sectors are redefining how people move money and access financial services. As demand grows for faster, safer, and more seamless experiences, the region stands at a pivotal moment in its digital transformation.
Against this backdrop, Tareq highlights six major trends shaping 2026 — from the expansion of stablecoins into real-world utility, the rise of AI-driven agentic commerce, to the growth of hyper-personalized financial experiences built on trust and agility. Tune into the full conversation below.