• Enabling the commerce ecosystem

    Give customers more flexibility to pay for things they want now, or over time. Visa’s BNPL solutions (Buy Now, Pay Later) help businesses and financial institutions account for payment options that customers expect.

Why Visa for your BNPL solutions

Our portfolio of BNPL solutions can help you reach your growth goals and connect more with your customers.

Scalability

Activate BNPL solutions you need at scale.

Acquisition and loyalty

Deliver a consistent customer experience and reach new customers.

Security

Works with customers’ existing cards or new credential, backed by Visa’s trusted network.

Meet customer expectations

We deliver BNPL solutions that give your customers the flexibility to get the things they want now and pay for it over time.

BNPL powers growth

Adopting BNPL offerings is easy and helps you meet the growing demand for added payment flexibility and control.

Our portfolio of BNPL solutions helps enable businesses and financial institutions

We help drive efficiencies with a set of full service offerings across purchases, repayments and settlement flows.

3-step icon illustration shows Visa Installments cycle. See image description for details.

This 3-step illustration uses iconography to show how the Visa Installments cycle works. The circular graphic represents the installments process with icons of a person and card to show the cardholder selecting Visa Installments as the payment option at checkout. Then, an arrow leads to icons of a bank and a laptop with a money symbol to illustrate a financial institution. Next, we see an arrow leading toward an icon of a building to represent a merchant’s business and the transaction being settled and money received. Lastly, the arrow continues back to the icon of a person and card to depict a continuous cycle.

  1. Cardholder uses Visa Installment Solutions (VIS) at checkout or Visa Installment Credential to make purchases in agreed upon payment schedule.
  2. Cardholder repays their installments plans using their existing Visa card.
  3. Financial institution uses Visa rails for efficient B2B Settlement with Merchants.

"We are supporting all sides of the ecosystem and enabling them to offer installments in a seamless way — before, during and after the purchasing experience."

— Arvind Ronta, Global Head of Installments

Get the facts about BNPL

Learn how we can help you deliver BNPL solutions to your customers.

Our growing portfolio of BNPL solutions

Learn how BNPL payment options can help you with your business goals and priorities.

Provide payment flexibility with Visa Installment Solutions

Using the trusted Visa network, Installment Solutions help drive growth for our partners and clients through a set of APIs, or on existing standards such as ISO.

Visa Installment Credential works anywhere Visa is accepted

Visa Installment Credential helps financial institutions develop BNPL credentials that can be used anywhere Visa is accepted without merchant integration.

How BNPL can help

Let’s discuss how adopting Visa BNPL payment options can help drive your business goals.

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