Putting the power of money movement in your hands

Since our early days, Visa has been at the forefront of money movement transformation. From the advent of credit, debit and prepaid cards we’ve brought new innovations to market. Today, payments can be made in seconds with a tap, dip or swipe of a card, a wave of a mobile phone or a flick of a watch.

As seamlessly as purchases can be made everywhere, it continues to be a challenge to move money from A to B, whether that’s domestically or across borders.

We know moving money can be simpler, more secure and less costly. Harnessing Visa’s technology, we’ve helped people easily fund digital wallets, facilitate payouts to cards, accounts or digital wallets, while transforming the way people were able to send money to one another. But we’re continuing at full speed with our mission to improve the slow, cumbersome and unnecessarily expensive ways to send and receive money.

Today we’re taking our next step on the journey to improve the way individuals, businesses and governments move money, introducing the new and supercharged Visa Direct.

We’re combining the reach, expertise, acquisitions and technology, once four standalone Money Movement capabilities — Visa B2B Connect, Currencycloud, YellowPepper and Visa Direct — into a single portfolio.

Visa Direct puts the power of money movement in our clients’ hands. The portfolio offers an end-to-end and modular approach so you can move money around the world, your own way. With collect, hold, convert and send capabilities and 8.5bn card, wallet and account endpoints, Visa Direct is your partner in helping clients shape the future of how people, businesses and governments alike move money.

Regardless of the solution or capability, Visa Direct will be a single point of entry for all money movement needs. By bringing these solutions together, financial institutions, fintechs, businesses and governments can receive, collect, convert and hold funds provided with flexible solutions that work for the customer, regardless of whether you’re small or supersized.

But Rome wasn’t built in a day. This will be an evolving, dynamic solution that we will deliver over time. For our existing clients, there is no impact to existing solutions and services provided, and we continue to invest in these capabilities within the Visa Direct portfolio.

We are working hard on making integration into the full portfolio of products in our Visa Direct suite easier. To that end, today we launch Visa Direct Connect — a single API integration that provides Visa customers with access to Visa Direct Account, Visa Direct Card & Visa Direct Wallet through a single connection. Ultimately, Visa B2B Connect and Currencycloud will be added to Visa Direct Connect in 2025.

Visa Direct will spearhead our drive for better domestic and cross-border money movement, empowering all payment flows including P2P, B2B, G2C and B2C, and putting the power of money movement in your hands.