• Access a flexible payment authorization framework

    Simplify payment authorization with our suite of authentication solutions that let you pre-authorize estimated transactions and extend approved authorizations.

Unlock more revenue

Ease payment friction and help ensure valid transactions with flexible authorizations from Visa.

Increase revenue opportunities

Secure funds before transactions take place and use estimated authorizations for frictionless upsells.

Help avoid reauthorization declines and bad debt

Run checks to confirm a transaction is valid before goods or services are received.

Avoid re-authorization declines and lost revenue

Extend authorizations for transactions that take longer to fulfill.

Our suite of authorization solutions

Help boost authorizations and root out re-authorizations with reliable Authorization solutions.

Estimated Authorization

Allows merchants to authorize an estimated amount before the time of a transaction to secure funds, ease friction at checkout and drive upsell opportunities.

Extended Authorization

Lets merchants extend the validity of approved authorizations for up to 30 days to avoid reauthorizations and potential declines for transactions that take longer to fulfill.

Enhanced Authorization – Merchant-Initiated Transactions (MITs)

Enables merchants to improve authorization rates, lower costs and enhance transaction integrity — all while reducing the need to manage complex transaction ID data requirements.

Benefits for merchants and acquirers

Increase your revenue opportunities, while creating more customer loyalty.

For merchants

Leverage a flexible authorization framework to avoid false declines and help improve authorization rates:

  • Improve revenue and avoid declines by securing funds before a transaction
  • Drive upsell opportunities by securing approved funds before the final amount is known
  • Reduce payment complexity and increase operational efficiency

For acquirers

Enhance your payment offering with advanced authorization tools and services:

  • Attract and retain merchant clients through value-added features
  • Facilitate innovation with an authorization framework tailored to merchants’ needs
  • Help merchants avoid bad debt by securing funds up front and reducing exposure to insufficient funds

Build the payment solutions you want with Visa

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