Keep payment flowing smoothly
Help ensure stored credential updates for frictionless card-on-file and subscription transactions.
Our suite of lifecycle management solutions
Improve revenue and avoid lost sales. Our solutions are specially designed to keep card-on-file credentials up to date.

Visa Account Updater (VAU)
Keep stored credentials up to date and refreshed for card-on-file and subscription payments.

Real-Time Visa Account Updater
Provides the ability to identify and update individual credentials in real time before a recurring or card-on-file transactions takes place.

Visa Digital Credential Updater (VDCU)
Manages the token lifecycle by keeping tokens fresh and reducing the need to re-provision tokens when PAN updates occur.
Benefits for merchants and acquirers
Help ensure more efficient payment lifecycle management that helps boost sales and gains repeat business.