Innovation

The breakthroughs and emerging technologies reshaping commerce and transforming business

INNOVATION

What happens when open loop ticketing goes nationwide

OVpay, a new Dutch transit ticketing system, aims to make urban travel ever smarter, ever easier.

How open loop ticketing makes transit payments easier

Portrait of Zip founder next to “ask a fintech founder” illustration of technology speech bubbles

INNOVATION

Ask a fintech founder: Larry Diamond, Zip

On the future of Buy Now, Pay Later, velocity mindset and being everywhere Visa is accepted

Let’s build the future of payments together

Ask a fintech founder: Lionel Carrasco, Leap Financial

On remittances, regulation and the romance that led to Leap

Helping advance financial inclusion

Ask a fintech founder: Will Reeves, Fold

On Bitcoin rewards, choosing the right partners, and the highs and lows of entrepreneurship

How Fold is lowering the barrier to Bitcoin adoption by making it easier

Visa Everywhere Initiative 2024

Launching the next generation of payments and commerce

A global competition to tackle the payment industry’s toughest problems

Headshot of Current founder Trevor Marshall next to speech bubble graphics

Ask a fintech founder: Trevor Marshall, Current

On building a new kind of neobank and helping Americans improve their financial life

How Current serves Americans who lack quality access to financial services

How Tap to Phone helped transform one Brooklyn business

The Brooklyn Teacup makes old things new again — and payments are “basically magic.”

More about how The Brooklyn Teacup transformed their business with tap to phone

What's next in urban mobility

Contactless payments have made transit more seamless. Here’s a peek at what’s next.

The future of transit payments

Small business owner in Oklahoma using a power tool on a truck

A bank that knows your name: Local Bank helps bridge the Native-owned gap

MDI program participants show the power of local lending

Visa’s MDI Accelerate Program supports minority-owned depository institutions

Persona co-founders Rick Song and Charles Yeh

Ask a fintech founder: Rick Song and Charles Yeh, Persona

On knowing your customer, prioritizing company culture and the highs and lows of startup life

Persona’s journey to build a more personalized identity platform

Visa employee looks at data on computer screens while monitoring for fraud.

30 years of AI and counting

For the first AI-powered payments network, generative AI marks a new era

How Visa uses AI across payments

Evermade logo on a wooden table surrounded by puzzle pieces.

Game changer

A two-person business becomes an international success with a little help from AI

Taking a small business international with the help of digital payments

Musician L.Dre and up-and-coming creator Joanna Siu

How to get paid doing what you love

Through GetP@id, creators show creators the difference between a hobby and a business.

A mentorship program for the digital age.

Woman sitting at desk looking at computer screen.

Hope Town Hero and the quest to make money fun

Plan International brings app-based financial literacy to thousands of women and girls in AP

Promoting equal access to use secure, convenient, and affordable financial services

Terri-Nichelle Bradley, Founder and CEO of Brown Toy Box Inc.

What I wish I knew: Brown Toy Box, Inc.

On building a brand, creating a strong network, and selling to a national retailer

How hard work and perseverance paid off for one toy company founder

Wade Arnold, Co-founder and CEO, Moov Financial

Ask a fintech founder: Wade Arnold, Co-founder and CEO, Moov Financial

On success, securing traditionally unguarded markets, and how real innovation happens

How Visa’s buy-in accelerated timelines and go-to-market

Woman in a blue slicker tapping her mobile wallet at a fare reader on a bus to pay her public transit fare

Ten months, one billion tap-to-pay transactions on public transit

Contactless transactions take off as more transit operators around the world go digital.

How tap-to-pay is transforming the way people transact, commute, and grow

More from Visa Perspectives

Society and Culture

Stories of resilience, innovation, and community impact, showcasing the ways businesses respond to global challenges and cultural shifts

Stories about society and culture

Trends and Insights

Predictions, analysis and expert insights into the past, present and future of digital commerce

Stories about trends and insights

Security and Trust

Insider perspectives on fraud, cybersecurity, and trust in a digital world

Stories about security and trust