Trends and Insights

Predictions, analysis and expert insights into the past, present and future of digital commerce
A fraudster using a laptop while holding a credit card

TRENDS AND INSIGHTS

Beware of fraudsters using tactics, both new and old

A new report from Visa exposes the most common 2024 fraud trends

Learn how to protect yourself

TRENDS AND INSIGHTS

Interoperability: Unlocking the future of cross-platform payments

Visa+ is an innovative service that allows individuals to send and receive money quickly across different (P2P) digital payment apps and facilitates real-time payouts to participating digital accounts.

The power of interoperability across digital payment services

Making sense of stablecoins

Onchain analytics can help financial institutions cut through complexity

An analytics dashboard that provides clear insights into stablecoin activity

The halo effect of tap-to-pay transit

How contactless transit payments can help boost small business and financial inclusion.

Modernizing transit can have a positive impact beyond the turnstile

The future of fandom

How world-class event organizers can use payments technology to make a great fan experience even better

More about creating a better payment experience at the big game or show

Giacomo Biggiero looks at the camera, standing in front of a snowy mountain scene.

Ask a fintech founder: Giacomo Biggiero, Masabi

On the importance of partners and solving the world’s urban mobility problems

How Masabi and Visa help digitize the transit experience

Ricardo Josua, Cofounder and CEO, Pismo

Ask a fintech founder: Ricardo Josua, Pismo

On financial services for the underserved and the highs and lows of entrepreneurship

How Pismo helps banks, marketplaces and fintechs launch

Don't miss out on FSA or HSA savings

Enrolling in your company’s pre-tax healthcare account can save you a significant amount of money

Why these accounts make sense for you

Blockchains are entering their “broadband era”

The internet got the last laugh. Blockchain networks will get their turn.

Significant potential for blockchain networks

Eric Glyman, founder of Ramp

Ask a fintech founder: Eric Glyman, Ramp

On the state of business travel, saving people time and thinking beyond money movement

One corporate card and finance automation platform wants to save businesses more time

Soups Ranjan, CEO of Sardine

Ask a fintech founder: Soups Ranjan, Sardine

On generative AI, crypto and fraud tactics that everyone should know about

One fintech founder’s lessons from growing up in the “tough neighborhood” of crypto

Split screen with illustration on left and two people looking at camera at right.

Ask a fintech founder: Eric Wei and Will Kim, Karat

On the creator economy, underwriting next-gen businesses, and being in on one big secret

Two founders working on the rise of a new class of business

Aerial view of turbines on a wind farm.

2023 sustainability trends

What small business owners need to know

Three reasons why SMBs should prioritize sustainability efforts

Visa employee on stage holding a microphone in front of a presentation on screen.

Dee Hock, crypto and the Chaordic Age

Reflections on what a founder's vision means for the future of crypto, organizations and Visa

Inspiring bold action and transforming the world as we know it

When your credit score isn’t your fault

How one credit improvement app can lift the credit scores of millions of Americans

Dovly tracks, manages and fixes credit

Abstract images showing flow of money

Exploring new avenues of blockchain innovation

As a part of ongoing research, Visa proposes account abstraction for recurring auto payments

Changing the way we think about digital money movement

5 images: woman rolling suitcase through airport, man tapping card on transit terminal, two women together looking at tablet screen, a hand pointing upward with blocks emanating from fingertips, a hybrid virtual/in-person meeting

A world in transition

5 payments trends to watch in 2023

On travel, sustainability, fraud and crypto

More from Visa Perspectives

Innovation

The breakthroughs and emerging technologies reshaping commerce and transforming business

Stories about innovation

Society and Culture

Stories of resilience, innovation, and community impact, showcasing the ways businesses respond to global challenges and cultural shifts

Stories about society and culture

Security and Trust

Insider perspectives on fraud, cybersecurity, and trust in a digital world

Stories about security and trust