It’s a win-win

Meet your customers’ expectations, expand reach across borders, currencies and endpoints, and help manage your risk² with Visa Direct.

Boost return on investment (ROI)

Help grow revenue and ROI by expanding money movement solutions and improving operational efficiencies with Visa Direct.

Encourage engagement and loyalty

Enhance your customer experience and help increase platform usage by offering more services and payout options they prefer (like debit card and wallet).

Get help fighting fraud and reducing your compliance risk

Be more prepared for potential fraud before it happens. Visa’s advancements in AI and machine learning monitor trillions of transactions to help you learn fast.

Deliver what customers want in a way that works for you

Whether you're a bank, securities company or fintech, Visa Direct can help improve your funds-in/funds-out capabilities. Across cards, accounts, wallets and over 190 markets,³ you can offer several options for your customers to pay, get paid and access their money.

Dive into real-life success stories

Financial institutions and fintechs need fast, convenient and flexible digital money movement solutions. Find out how you can collaborate with Visa Direct to continually help meet and exceed your customers’ needs.

We work to empower financial institutions and fintechs across the world

Visionary brands collaborate with Visa Direct to offer seamless money movement solutions their customers expect today—and tomorrow.⁶

Tap into even more with Visa Direct

Moving money in real time¹ is only the beginning. Visa Direct offers additional capabilities that you can add on to create the perfect money movement solution for your business.

Alias Directory Service

Map card credentials to emails or phone numbers so customers can keep card information private.

Risk and Compliance

Visa can help mitigate your money movement fraud and minimize your exposure to losses by offering innovative security tools.²

Foreign Exchange (FX)

Utilize Visa’s FX capabilities and support for transactions in 160 local currencies around the world.

Visa+

Send or receive money in real time¹ between different participating payment apps with a single Visa+ payname. Visa+ is currently available in the U.S.

Account Name Inquiry (ANI)

Visa's ANI service enables acquirers to collaborate with issuers to cross-check and verify a customer's name by providing a mismatching result, which can alert parties to a potential mismatch.

Account Validation

Visa’s Account Validation API offers several methods that you can use to determine if a particular Visa account is valid and in good standing.

Stay up to date

Discover business insights, see what’s on the horizon and gain strategies that can open up new revenue streams.

Want to learn more?

Discover how your business can transform global money movement with the Visa Direct real-time¹ money movement platform.
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  1. Actual fund availability for all Visa Direct transactions depends on various factors: Visa Direct for Card depends on receiving financial institution and region; Visa Direct for Account varies by receiving financial institution and account type, region, compliance processes, along with other factors; and Visa Direct for Wallet depends on receiving region and compliance processes.
  2. Visa Direct clients and participants should always consult and seek approval from their internal compliance teams on sanctions screening controls and processes, and are solely responsible for their own compliance with applicable laws and regulations.
  3. Twelve months 1 October – 30 September 2023. Visa Inc, Quarterly Results, Q4 2023 Transcript.
  4. Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations.
  5. The conversion of cryptocurrency (non-fiat currency) to fiat currency (e.g., EUR, USD) occurs outside of Visa’s system. Visa’s involvement in any of these potential use cases is solely to send fiat currency funds using an OCT or AFT.
  6. All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement.