Visa Direct Thought Leadership

Money Travels: 2025 Digital Remittances Adoption Report

Key trends within the $905 billion peer-to-peer cross-border market.
Worldwide, one billion (one in eight of us) rely every year on remittance services and platforms.¹ The payment volumes involved are vast. The World Bank estimates that global remittances increased by 4.6% to $905 billion in 2024 – up from $865 billion in 2023.²

A global perspective on digital remittances

Over 44 K remittance senders and receivers surveyed¹

Across 20 countries

For money transfers, experience is everything

Visa’s Money Travels: 2025 Digital Remittances Adoption Report underscored that globally digital apps are firmly the preferred method for people to send and receive remittances. Thanks to their ease of use and security features, apps are the favoured way to send and receive payments in every country surveyed, with the overall indication that there will be an increase in sending remittance in the future.

The report unlocks insights into consumer remittance habits country by country, so you can discover which corridors offer the most growth potential. Understand the reasons consumers are sending and receiving remittances around the world, and how they view the safety and security benefits of digital transactions.

Money Travels 2025 is a must-read for any business leader who wants to stay at the forefront of trends and opportunities for growth in global remittances today.

Cover image of the Money Travels: 2025 Digital Remittances Adoption Report.

What's inside

  • Digital app adoption continues: Globally, 67% of respondents prefer sending money to a bank account digitally using an app, and 40% send money digitally from physical locations, like banks.
  • User experience is driving digital migration: Consumers are drawn to the speed, efficiency, predictability, and transparency of digital experiences. 
  • Security pros outweigh the fee waiver: While many countries cited the security and safety benefits of digital transactions, many have listed high fees associated with digital remittances as their top pain point.

Stay up to date on the latest in money movement

Security in cross-border payments

Discusses how security plays a role in driving customer loyalty and transaction volume.

More on XB consumer habits

Choice in cross-border payments

Delves into how offering optionality to consumers will help retail banks, digital banks, and fintechs drive loyalty and differentiate from the competition.

More on XB preferences

Stay at the forefront of trends in global remittances

Understand the reasons consumers are sending and receiving remittances around the world, and how they view the safety and security benefits of digital transactions.

Get the remittances report

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  1.  FAD. (June 13 2024). 14 reasons why remittances are important
  2.  The World Bank. (December 18, 2024). In 2024, remittance flows to low- and middle-income countries are expected to reach $685 billion, larger than FDI and ODA combined [Blog post].