Visa Direct for Fintechs | Global Payments and Payouts

Visa Direct, for the instant economy

Rising costs, convoluted cross-border payments² and complex risk requirements are just some of the pressures facing fintechs. Solve these with a single, powerful payment platform tailored for your business that enables you to offer competitive Foreign Exchange (FX) rates for global cross-border money movement.

Real-time payments¹

Simple API integration

Robust security features

Visa Direct offers flexible solutions for Fintechs

Lendtech

Meet borrower demands with real-time¹ loans while maintaining internal compliance through enhanced data visibility and risk management.

Automate reconciliation with sub-accounts, manage FX, streamline payouts and use Visa network and machine learning to use Visa security tools to reduce fraud risk — and enable faster lending and more control over cash flows.

Wealthtech

Accelerate portfolio management — book investments in real-time with FX options that work for your business and customers.

Enable fund transfers, optimize liquidity and automate portfolio management for positive client outcomes.

Paytech

Give customers flexibility to access earnings through quick settlements, Earned Wage Access (EWA) and streamlined payment gateway integration.

Provide fast, secure merchant payments with multiple connections for payouts, FX options to match your needs, and efficient fund management of clients’ accounts.

Receivables and payables

Boost efficiency through payment automation and real-time¹ capabilities for cash flow visibility and planning.

Streamline accounts receivable collections and accounts payable disbursements while using Visa Direct’s robust fraud prevention tools to potentially accelerate vendor payments and minimize risks.

Digital wallets

Deliver exceptional user experiences with secure, real-time¹ transactions that help protect customer data.

Enjoy lower costs compared to traditional providers and improved user satisfaction with integrated security features that protect transactions and help build trust.

Remitters

Deliver exceptional experiences with secure, real-time¹ transactions while maintaining internal compliance and data protection.

Leverage Visa Direct capabilities to potentially accelerate cross-border transfers, reduce costs and boost satisfaction through fast delivery, competitive FX rates and flexible local payment options.

Visa Direct for remittances, account to account and peer to peer payments

See how Visa Direct enables real-time¹ money movement across different use cases.

Stay informed and spark ideas

Gain business insights, see what’s on the horizon and identify strategies that can help open up new revenue streams.

Want to learn more?

Contact a Visa Direct expert who’ll be happy to chat about how Visa Direct can help supercharge your unique fintech cross-border offering.

Contact our team

Actual fund availability for all Visa Direct transactions may depend on receiving financial institution, account type, region, compliance processes, along with other factors, as applicable.
Availability varies by market. Please refer to your Visa representative for more information on availability.