Visa Direct | Money movement for retail banks

Money movement for retail banks with Visa Direct

Provide enhanced domestic and cross-border services to stay in step with the needs of your customers.

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Be their bank of choice

Stand out from the competition, help grow and retain your customer base and boost revenue growth with a range of money movement solutions from Visa Direct that can support you delivering on the expectations of today's consumers and businesses.

Provide modern services

Elevate your existing services and add domestic and cross-border solutions that satisfy your customers.

Access the world

Provide easy ways to pay to 195+ countries and territories with the ability to pay to eligible cards, bank accounts and digital wallets.

Protect payments

Maintain your legacy of trust by helping to ensure your customers’ funds are protected, wherever in the world they are sent.

Enhance your services and customer experiences

With the help of Visa Direct, provide fast, convenient and secure ways for customers to send and receive funds, whether it’s to friends and family overseas or international vendors and suppliers.¹

Build money movement experiences that suit your customers

Enhance your existing services and tap into new use cases with a range of future-ready solutions from Visa.

Sending funds

Make domestic and cross-border payments using the speed and convenience of Visa global networks to help affirm your bank as their preferred choice for money movement.

Deliver payments in real-time³ across 195+ countries and territories
Access to 75+ domestic payment schemes and 15+ RTP schemes
Reach 11 billion cards, accounts and wallets globally

Collecting and holding funds

Boost your competitive advantage by enabling customers to manage the collection of funds domestically and cross-border and conveniently hold multiple currencies in virtual accounts.

Collect and hold in 30+ currencies
Local collections available in GBP, EUR, USD and CAD
Simplify operational structure and ledger management with a master house account and sub-accounts
Experience efficient transaction processing and automated reconciliation of funds and real-time³ conversions between currency holdings

Converting funds

Deliver transparency and convenience to your customers making cross-border payments with a range of enhanced FX capabilities — designed to complement or supplement your existing FX services and enable new FX revenue streams.

Set custom spreads and fees to drive revenue from FX conversions
Experience 24/7 FX trading and conversions available, including weekends, for uninterrupted global payments
Benefit from flexible settlement and convert across payments to eligible cards, accounts and wallets in 150+ currencies
Integrate our ready-made FX platform seamlessly via robust APIs

See how Visa Direct solutions can drive results

Discover how cross-border money movement solutions from Visa Direct can help banks achieve strategic objectives and stand out in an increasingly competitive global landscape.

Ready, set, grow

Capture the growing global money movement opportunities. Explore this infographic to find out how to earn loyalty with enhanced payment experiences.

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Ready to see what Visa Direct can do for your bank?

Learn more about Visa payment technology solutions and be the first to know about new offerings. Contact a Visa sales rep today.

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Availability varies by geography. Please refer to your Visa representative for more information on availability.
Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations.
Actual funds availability depends on receiving financial institution and account type, region, compliance processes, along with other factors.

Money movement for retail banks with Visa Direct